Flexible financing at your fingertips.

Join the hundreds of dealers using our float program.

Apply Now!

We make financing easy!

BacklotCars Float
Traditional Floorplans
Fees

One

Multiple

Interest

No

Yes

Curtailments

2 @ 20%

5 @ 20%

Underwriting time

24 hours

Weeks

*Minimum requirements

  • Minimum 600 credit score
  • 1 year in business
  • 2 or less other Floorplans

Float Provides

Flexible Funding

As long as you have funds available, you can use them anytime to purchase fresh trades on BacklotCars.

Transparency

Float has a simple fee structure - every 45 days, you pay one price, based on the sales price of the car. No surprise fees or interest.

Simple Process

In a matter of minutes, fill out our simple application and get approved within 24 hours.

Effortless Transacting

Simply click the Float button during your checkout process.

Available Support

Our Float professionals are here to help with any questions or potential issues.

How Float Works

1
Apply from anywhere in minutes

Enter your business information.

2
Get a decision within 24 hours

Our review is quick and transparent.

3
Start easily using your funds

Buy & Finance all in one place.

There’s an easier way to fund your business

One fee, every 45 days. No interest or hidden fees.

Pricing
  1. All loans are subject to credit approval. Credit lines and pricing are subject to periodic review and change, including line and pricing reductions, line and pricing increases, or line eliminations.
  2. This is not a guarantee of qualification, but rather the minimum qualification criteria.
Apply Now!